A Chronic Special needs plan or C-SNP is a plan that restricts enrollment to individuals with specific severe or disabling chronic conditions. Currently, CMS (center for Medicare and Medicaid Services) has approved fifteen C-SNP-specific chronic conditions that are eligible for enrollment. If I qualify, what would be the advantage of …
Can Medicare be affected by the repeal of the Affordable Care Act?
One word, yes. Although the bulk of the ACA deals with the “under 65” market, its provisions for Medicare include: Medicaid expansion Minimum essential coverage Prohibiting carriers from denying coverage due to pre-existing conditions Premium assistance for those of lower income Penalties for large employers (50 or more) who fail …
5 Heart Healthy Tips
Heart disease is the leading cause of death for both men and women, according to the Centers for Disease Control and Prevention. This month, the American Heart Association is bringing more awareness to this worrisome statistic by celebrating American Heart Health Month. Over 47% of Americans have at least one …
The More Money to See Your Doctor, the Less You’ll Go, Even if you Have a Chronic Condition Such as Diabetes or Heart Disease
According to the American Diabetes Association those with deductibles, both low ($1,000-$2,400) and high (greater than $1,000/$2,400) had a significant reduction in visits to both their Primary Care Doctors and Specialist- this decrease in service is especially pronounced for those with lower incomes. Those with chronic illness are the last …
Major Problems of Repeal without Replacement
The Senate has taken a major step to unhinge the Affordable Care Act (ACA) through Budget Reconciliation. Budget Reconciliation can be passed by a simple majority and cannot be filibustered; in favor of Republicans who hold 52 of the 100 seats. On Saturday, January 14th, House Republicans voted 227-198 and …
5 Ways to Destress Now
How do you feel stress? For some it may be a rapid heartrate, brain fog, anxiety, panic or fear, but for others stress can make you feel like you are invincible and that you can’t stop working or producing. Stress can be a wicked disorder that makes you feel productive, …